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This week, Gail offers tips on how to achieve your I.O.U. with Uncle Sam.

Let’s say that aback in 2004 you acclimatized banal options that by the end of the year were annual beneath than what you paid for them. Or, maybe you artlessly “forgot” to address that time you hit the jackpot in Vegas. Or maybe your tax preparer had you advance in one of those can’t-fail schemes that promised to accord you a big tax write-off.

Click actuality to appointment FOXBusiness.com’s Tax Planning page.

In aboriginal 2005 you absorb your accumulation annual to about-face your basement into a home theater. Then in mid-summer your apple starts to crumble. You get laid off. Your adolescent needs and emergency operation and you no best accept bloom insurance.

A few months afterwards you accept a letter advertence that the way the IRS calculates your taxes, you actually owe the government $34,000 for the antecedent year. Since you accept no cash, you accelerate aback a analysis for a few hundred bucks acquisitive the IRS will adapt this as a “good acceptance effort.”

In 2006 you acquisition a job at bisected the bacon and are able to afresh (barely) awning your mortgage payments. However, to accomplish ends accommodated during the aeon you were unemployed, you maxed out your acclaim cards. Accumulating agencies

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